LSSU Employees Benefits Packages

• Faculty Employees
• United Steelworkers Bargaining Unit Employees
• A/P (Exempt) Employees
• A/P (Non-Exempt) Employees

Benefits are fully paid for full-time faculty; part-time faculty pay pro-rated share of *. (See the Agreement between Lake Superior State University and Lake Superior State University Faculty Association, MEA-NEA.)

1. Retirement Program: Teachers Insurance and Annuity Association, College Retirement Equities Fund (TIAA-CREF) - transferable to other states. Twelve percent (12%) of salary contributed by LSSU. Also Available: Supplemental Retirement Annuity (SRA) - by salary reduction.
2. Health/Hospitalization Insurance, 14% premium co-share contribution. For dependents aged 19-25: the University will also pay 50% of the health, dental and vision insurance costs for eligible dependents under the continuation plan.* $10 generic; $20 co-pay brand name Prescription Drug Rider, and Preferred Drug Program with mail order option.  $250/$500 in-network deductible  $500/$1,000 out-of-network deductible.
3. Dental Insurance: 70%/30% co-pay; $1,000 annual maximum per member for Class I, II and III services, with plan year running from July 1 to June 30. 50% co-pay for Class IV - orthodontics, $1,500 lifetime maximum.*
4. Vision Care Insurance: $5 co-pay for eye exam, $7.50 co-pay for frames and lenses, non-medically necessary contact lenses are covered up to a maximum of $35, during a 12 month period.*
5. Life Insurance: $45,000 plus $45,000 A. D. & D.*
6. Long Term Disability Insurance: Six (6) months eligibility, 70% of salary, to maximum monthly salary of $4,000.*
7. Sick leave: Ten (10) days per year (12-month faculty appointments accrue thirteen (13) days per year); accrued at four (4.0) hours per pay period (maximum accrual: 1,200 hours or 150 days); available to use after thirty (30) days employment.
8. Vacation: available only to 12-month faculty appointments; accrual is 24 days per year; maximum accrual is 288 hours or 36 days; accrual balance paid on termination.
9. Funeral Leave: Up to five (5) days paid leave for immediate family; three (3) days chargeable to sick leave for other relatives (see the Agreement between Lake Superior State University and Lake Superior State University Faculty Association, MEA-NEA).
10. Holidays and Term Breaks: During academic year.
11. Personal Leave: Maximum of two (2) days per year, if classes are covered, for personal emergencies (not applicable to 12-month faculty appointments).
12. Bookstore Discount: Fifteen percent (15%) on non-sale/non-food items. For personal use only; requires I.D. card.
13. Free admission to University-sponsored athletic and cultural events, half price for dependents; requires I.D. card.
14. Free basic membership to Norris Center athletic facilities and Student Activities Center.
15. Participation in the University’s Wellness Program, which includes a health appraisal and physical assessment for a nominal fee, and release time for the worksite wellness program.
16. A Section 125 plan is available for Medical Reimbursement ($2,500 maximum) and Child Care Expenses ($5,000 maximum). Plan year is from November 1 to October 31.
17. Tuition Waiver: Tuition cost and fees waived for courses taken for credit.
18. Dependent Tuition Waiver: Fifty percent (50%) reduction of tuition and enrollment fees for the semester for courses taken toward a baccalaureate degree. Employee's spouse and children or step-children under the age of twenty-five (25) will be considered eligible regardless of whether they meet the IRS definition of dependency. (See Agreement.)

1. Retirement Program: Teachers Insurance and Annuity Association, College Retirement Equities Fund (TIAA-CREF) - transferable to other states. Ten percent (10%) of salary contributed by LSSU, mandatory two percent (2%) contribution by employee. Also Available: Supplemental Retirement Annuity (SRA) - by salary reduction.
2. Health/Hospitalization Insurance through Community Blue/Preferred PPO, premium co-share contribution dependent upon initial employment start date. For dependents aged 19-25: the University will also pay 50% of the health and 100% dental and vision insurance costs for eligible dependents under the continuation plan. Prescription Drug Rider: $10 co-pay for generic prescription, $20 co-pay for name brand prescription; and Preferred Drug Program with mail order option.
3. Dental Insurance: 70%/30% co-pay; $1,000 annual maximum per member for Class I, II and III services, with plan year running from July 1 to June 30. 50% co-pay for Class IV - orthodontics, $1,500 lifetime maximum.
4. Vision Care Insurance: $5 co-pay for eye exam, $7.50 co-pay for frames and lenses, non-medically necessary contact lenses are covered up to a maximum of $35, during a 12 month period.
5. Life Insurance: $45,000 plus $45,000 A. D. & D.
6. Long Term Disability Insurance: Six (6) months eligibility, 70% of salary, to maximum monthly salary of $4,000.
7. Sick leave: Thirteen (13) days per year; accrued at four (4.0) hours per pay period (maximum accrual: 1,200 hours or 150 days); pro-rated to hours paid; available to use after thirty (30) days employment.
8. Vacation: Accrued bi-weekly, pro-rated to hours paid, on the following schedule:
   • 1st year 3.7 hours per pay = 12 days per year
   • 2nd year through 7th year 4.6 hours per pay = 15 days per year
   • 8th year through 14th year 5.6 hours per pay = 18 days per year
   • 15th & subsequent years 7.4 hours per pay = 24 days per year
   • Maximum accrual: 288 hours = 36 days; accrual balance
     paid on termination.
     
9. Funeral Leave: Up to five (5) days paid leave for immediate family; three (3) days chargeable to sick leave for other relatives (see Agreement).
10. Holidays: Ten (10) per year; six (6) legal and four (4) President's option; pro-rated to hours paid.
11. Bookstore Discount: Fifteen percent (15%) on non-sale/non-food items. For personal use only; requires I.D. card.
12. Free admission to University-sponsored athletic and cultural events, half price for dependents; requires I.D. card.
13. Free basic membership to Norris Center athletic facilities and Student Activities Center.
14. Participation in the University’s Wellness Program, which includes a health appraisal and physical assessment for a nominal fee, and release time for the worksite wellness program.
15. A Section 125 plan is available for Medical Reimbursement ($1,2000 maximum) and Child Care Expenses ($5,000 maximum). Plan year is from November 1 to October 31.
16. Tuition Waiver: Tuition cost and fees waived for courses taken for credit.
17. Dependent Tuition Waiver: Fifty percent (50%) reduction of tuition and enrollment fees for the semester for courses taken toward a baccalaureate degree. Employee's spouse and children or step-children under the age of twenty-five (25) will be considered eligible regardless of whether they meet the IRS definition of dependency. (See Agreement.)
18. Longevity: Eligible for longevity after five (5) years of continuous, full-time service; annual bonus payment according to schedule in contract (see Agreement).
19. Overtime: Overtime pay for hours worked over forty (40) per week or eight (8) per day.
20. Shift Differential: (see Agreement).

1. Retirement Program: Teachers Insurance and Annuity Association, College Retirement Equities Fund (TIAA-CREF) - transferable to other states. Twelve percent (12%) of salary contributed by LSSU. Also Available: Supplemental Retirement Annuity (SRA) - by salary reduction.
2. Health/Hospitalization Insurance through Community Blue/Preferred PPO; the University will also pay 50% of the health and 100% of the dental and vision insurance costs for eligible dependents under the continuation plan. For dependents aged 19-25: the University will also pay 50% of the health and 100% dental and vision insurance costs for eligible dependents under the continuation plan. Prescription Drug Rider: $10 co-pay for generic prescription, $20 co-pay for name brand prescription; and Preferred Drug Program with mail order option. Employee is responsible for 14% of the monthly premium deducted bi-monthly.
3. Dental Insurance: 70%/30% co-pay; $1,000 annual maximum per member for Class I, II and III services, with plan year running from July 1 to June 30. 50% co-pay for Class IV - orthodontics, $1,500 lifetime maximum. Employee is responsible for 14% of the monthly premium deducted bi-monthly.
4. Vision Care Insurance: $5 co-pay for eye exam, $7.50 co-pay for frames and lenses, non-medically necessary contact lenses are covered up to a maximum of $35, during a 12 month period.  Employee is responsible for 14% of the monthly premium deducted bi-monthly.
5. Life Insurance: $50,000 plus $50,000 A. D. & D.
6. Long Term Disability Insurance: Six (6) months eligibility, 70% of salary, to maximum monthly salary of $4,000.
7. Funeral Leave: Up to five (5) days paid leave for immediate family; two (2) days chargeable to sick leave for other relatives (see Procedures Manual).
8. Holidays: Ten (10) per year; six (6) legal and four (4) President's option.
9. Sick leave: Thirteen (13) days per year; accrued at four (4.0) hours per pay period (maximum accrual: 1,200 hours or 150 days); available to use after thirty (30) days employment. (9-month and 10-month appointments accrue sick leave during months of appointment only.)
10. Vacation Accrual Schedule for 12-month Appointments (9-month and 10-month appointments accrue vacation during months of appointment only; those with term breaks off DO NOT accrue vacation). Available for use after two (2) weeks of employment.
    • 1st through 5th year 6.5 hours per pay = 21 days per year
    • 6th & subsequent years 7.4 hours per pay = 24 days per year
    • Maximum accrual: 288 hours = 36 days; accrual balance
      paid on termination.
      
11. Bookstore Discount: Fifteen percent (15%) on non-sale/non-food items. For personal use only; requires I.D. card.
12. Free admission to University-sponsored athletic and cultural events, half price for dependents; requires I.D. card.
13. Free basic membership to Norris Center athletic facilities and Student Activities Center.
14. Participation in the University’s Wellness Program, which includes a health appraisal and physical assessment for a nominal fee, and release time for the worksite wellness program.
15. A Section 125 plan is available for Medical Reimbursement ($1,200 maximum) and Child Care Expenses ($5,000 maximum). Plan year is from November 1 to October 31.
16. Tuition Waiver: Tuition cost and fees waived for courses taken for credit.
17. Dependent Tuition Waiver: Fifty percent (50%) reduction of tuition for the semester for courses taken toward a baccalaureate degree. Employee's spouse and children or step-children under the age of twenty-five (25) will be considered eligible regardless of whether they meet the IRS definition of dependency.

1. Retirement Program: Teachers Insurance and Annuity Association, College Retirement Equities Fund (TIAA-CREF) - transferable to other states. Nine percent (10%) of salary contributed by LSSU, mandatory three percent (2%) contribution by employee. Also Available: Supplemental Retirement Annuity (SRA) - by salary reduction.
2. Health/Hospitalization Insurance through Community Blue/Preferred PPO. For dependents aged 19-25: the University will also pay 50% of the health and 100% dental and vision insurance costs for eligible dependents under the continuation plan. Prescription Drug Rider: $10 co-pay for generic prescription, $20 co-pay for name brand prescription; and Preferred Drug Program with mail order option. Employee is responsible for 14% of the monthly premium deducted bi-monthly.
3. Dental Insurance: 70%/30% co-pay; $1,000 annual maximum per member for Class I, II and III services, with plan year running from July 1 to June 30. 50% co-pay for Class IV - orthodontics, $1,500 lifetime maximum. Employee is responsible for 14% of the monthly premium deducted bi-monthly.
4. Vision Care Insurance: $5 co-pay for eye exam, $7.50 co-pay for frames and lenses, non-medically necessary contact lenses are covered up to a maximum of $35, during a 12 month period. Employee is responsible for 14% of the monthly premium deducted bi-monthly.
5. Life Insurance: $50,000 plus $50,000 A. D. & D.
6. Long Term Disability Insurance: Six (6) months eligibility, 70% of salary, to maximum monthly salary of $4,000.
7. Holidays: Ten (10) per year; six (6) legal and four (4) President's option; pro-rated to hours paid.
8. Vacation: Accrued bi-weekly on the following schedule; pro-rated to hours paid; available for use after six months of employment (for those hired on or after 05-28-89).
   • 1st year 3.7 hours per pay = 12 days per year
   • 2nd through 7th year 4.6 hours per pay = 15 days per year
   • 8th through 14th year 5.6 hours per pay = 18 days per year
   • 15th & subsequent years 7.4 hours per pay = 24 days per year
   • Maximum accrual: 288 hours = 36 days; accrual balance
     paid on termination
     
9. Sick leave: Thirteen (13) days per year; accrued at four (4.0) hours per pay period (maximum accrual: 1,200 hours or 150 days); pro-rated to hours paid; available to use after thirty (30) days employment.)
10. Funeral Leave: Up to five (5) days paid leave for immediate family; two (2) days chargeable to sick leave for other relatives (see Procedures Manual).
11. Bookstore Discount: Fifteen percent (15%) on non-sale/non-food items. For personal use only; requires I.D. card.
12. Free admission to University-sponsored athletic and cultural events, half price for dependents; requires I.D. card.
13. Free basic membership to Norris Center athletic facilities and Student Activites Center.
14. Participation in the University’s Wellness Program, which includes a health appraisal and physical assessment for a nominal fee, and release time for the worksite wellness program.
15. A Section 125 plan is available for Medical Reimbursement ($1,200 maximum) and Child Care Expenses ($5,000 maximum).
16. Tuition Waiver: Tuition cost and fees waived for courses taken for credit.
17. Dependent Tuition Waiver: Fifty percent (50%) reduction of tuition for the semester for courses taken toward a baccalaureate degree. Employee's spouse and children or step-children under the age of twenty-five (25) will be considered eligible regardless of whether they meet the IRS definition of dependency.
18. Overtime: Overtime pay for hours worked over forty (40) per week.